Health insurance by state / South Carolina
Individual & family coverage
Explore health insurance in South Carolina
Compare your next steps for individual and family coverage, with help understanding plans, costs, and enrollment.
Already insured? Call an agent before using the online questionnaire.
Start with the care you need
South Carolina residents who obtain care in a neighboring state should ask about the exact provider network before choosing coverage. Also review prescription costs and specialist referral rules so a low monthly premium does not obscure practical care needs.
Marketplace coverage and financial help
Use HealthCare.gov for official Marketplace information relevant to South Carolina. Premium assistance depends on eligibility; an advertised price is not a personal quote.
Before selecting a policy, ask for a comparison of the monthly premium, deductible, likely prescription costs, and annual out-of-pocket limit. Check doctors and hospitals for the exact plan and coverage year. No plan or savings amount is guaranteed by this page.
When can you enroll?
Check the official Marketplace for current Open Enrollment dates. Outside that window, certain life events may permit enrollment. If you are losing coverage, keep the notice and request an enrollment review promptly.
Public coverage options in South Carolina
Healthy Connections is South Carolina’s Medicaid program. The state publishes eligibility information for different coverage groups, including children and other qualifying residents.
Read our South Carolina Medicaid guide or visit Healthy Connections eligibility information for official program information.
Prepare for a coverage conversation
- Your residential ZIP code and county, plus who needs coverage.
- Expected household income and access to employer insurance.
- Current coverage and its end date, if a change is coming.
- Doctor names, preferred facilities, and a list of medicines.
South Carolina health insurance questions
Can I apply for Healthy Connections through this website?
This website provides information and Marketplace assistance. Use the official SCDHHS application resources for Healthy Connections Medicaid; the state determines eligibility.
Can I get a $0-premium plan?
Possibly, depending on available plans and your eligibility for financial help. A $0 premium does not mean all care is free. Review the actual deductible, copayments, and other charges before enrolling.
How do I get help with my options?
Call 888-538-1052. If you do not already have health insurance, you can also begin with the existing coverage questionnaire. Completing it is not a guarantee of enrollment or a particular effective date.
Official resources
- South Carolina Department of Health and Human Services — Medicaid information
- Healthy Connections eligibility information
- Official Marketplace resources
Reviewed October 16, 2026. Program rules, plan availability, and enrollment dates can change. HealthInsuranceRep.com is privately owned and is not a government website. For a coverage decision or case-specific requirements, consult the applicable Marketplace or state agency.
